Terms of Service

1. Acceptance of Terms

By accessing or using any products or services provided by MDL Asia Sdn Bhd ("MDL Asia"), you agree to be bound by these Terms of Service.

2. Services

MDL Asia provides AI-powered digital solutions including but not limited to: quantitative trading simulation, collaboration platforms, AI content generation, physiognomy analysis, assessment systems, and astrology journaling applications.

3. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

4. Acceptable Use

You agree not to use our services for any unlawful purpose, to interfere with the operation of our services, or to attempt unauthorized access to our systems.

5. Intellectual Property

All content, software, and technology provided through our services are the property of MDL Asia or its licensors and are protected by applicable intellectual property laws.

6. Disclaimers

Our quantitative trading tools are for simulation and educational purposes only and do not constitute financial advice. Our physiognomy, astrology, and assessment tools are for entertainment and personal reflection and do not constitute professional medical, legal, or psychological advice.

7. Limitation of Liability

To the maximum extent permitted by law, MDL Asia shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

8. Governing Law

These terms shall be governed by the laws of Malaysia. Any disputes shall be subject to the exclusive jurisdiction of the courts of Malaysia.

9. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of our services after changes constitutes acceptance of the modified terms.

10. Contact

For questions about these terms: [email protected]